• Credit Analyst

    Location US-IL-Oakbrook Terrace
    Lending - Commercial
    Regular Full-Time
  • Responsibilities

    This is a non-exempt/hourly position.  Non-exempt employees categorized as Full-time generally work 37.5 hours per week. This posting represents two full time openings.

    Summary: Performs analysis and other support functions to assist the Credit Analysis and Loan Review Manager.

    Essential Functions:

    Reasonable accommodations may be made to enable individuals with disabilities to perform the following essential functions.

    • Assist the commercial banking team or related departments with underwriting and documenting loan requests.
    • Perform economic and industry analysis, financial projections and risk assessments.
    • Spread and interpret financial statements and conduct collateral analysis to minimize risk and maximize credit quality.
    • Prepare and deliver loan presentations.
    • Review and maintain credit files to monitor and update information as needed.
    • Provide high-quality customer service and service clients in a courteous and professional manner consistent with our company philosophy.
    • Follow established bank policies and procedures, and identify any policy exceptions.
    • Cooperatively assist and support other bank activities.
    • Promote a strong team environment.
    • Occasional local travel is required.
    • All other duties as assigned.


    Required Education and Experience:

    • Strong computer skills. Proficiency in Microsoft Office Suite;
    • Strong verbal and written communication skills;
    • Strong knowledge of financial accounting;
    • Excellent verbal and written communication;
    • Strong analytic and reasoning skills;
    • Ability to commit to and meet deadlines;
    • Ability to identify and resolve problems in a timely manner;
    • Professional experience in banking, real estate, commercial or retail finance.
    • Bachelor’s degree in Finance, Business, or other related field, or equivalent work experience.


    Preferred Education and Experience:

    • Minimum of 1 year commercial loan credit analysis experience and completion of formal credit training;

    Requirements for performing Essential Functions:

    On the job, the employee may physically be required to bend, sit, use finger movements, drive motorized equipment, and/or handle objects (manual dexterity). On the job the employee must mentally be able to read/comprehend, write, perform calculations, communicate orally, reason, analyze, and multi-task.   

    West Suburban Bank is an Equal Opportunity Employer. Minority/Female/Disabled/Veteran.      



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